At a regional summit of young minds trained in data and dollars, Joseph Plazo—founder of the algorithmic trading firm Plazo Sullivan Roche—delivered a pointed appeal for ethical caution.

MANILA — Plazo didn’t talk about speed or scale.

“Profit isn’t the only thing on the line. So is principle.”

???? **He Built the Bot. But He’s Not Sure We’re Ready for It.**

Plazo is not new to this space. His firm’s AI systems have posted a 99% win rate across key timeframes and are in use by institutional clients across Europe and Asia.

Yet even with these results, he insists—performance isn’t the only metric.

“Optimisation is only part of the equation,” Plazo explained. “Direction, purpose—those remain human.”

He shared a case from the early days of the pandemic. One of his firm’s bots flagged a short on gold just before the U.S. Federal Reserve issued an emergency policy shift.

“We overrode it. The algorithm was correct—but profoundly unaware.”

???? **When Pausing Is a Form of Leadership**

Traders are trained to move quickly—too quickly.

“Friction is not failure,” Plazo told the audience. “It is the space where judgment lives.”

Plazo introduced a framework he calls **“Conviction Calculus”**—three questions that must be asked before executing an AI recommendation:

- Are we outsourcing our ethics to an equation?
- Are we listening to voices that can’t be graphed?
- Will anyone say, ‘This was my call,’ or just point at the machine?

???? **The Bigger Picture: Asia’s Tech Acceleration and the Governance Gap**

Across Asia, nations are investing heavily in fintech and AI-driven innovation. From Singapore to South Korea, the push toward automation is framed as economic strategy.

But Plazo’s question cuts deeper: “We’re scaling faster than we’re thinking.”

He referenced multiple AI-driven losses in the past year.

“It was failure by design—because no one was allowed to stop it.”

???? **Plazo’s Vision: Trading Systems with Moral Intelligence**

Plazo is not anti-AI. He’s pro-responsibility.

His firm is developing what he calls **“narrative-integrated AI”**—models that factor in geopolitics, tone, and social context alongside market data.

“The future isn’t faster bots—it’s smarter, humbler ones.”

That idea is already drawing attention.

One investor called Plazo’s talk:

“A necessary reckoning for financial technology.”

???? **The Final Warning: Crashes Don’t Always Start read more Loudly**

Plazo ended with a thought that may echo across boardrooms:

“The next crash won’t come from fear,” he said. “It’ll come from logic—executed too quickly, by systems no one dared to question.”

No dramatic flourish. Just clarity.

Because when machines take over the trades, someone must still own the consequences.